Mortgage refusal due to spray foam
Why it happens here
Lenders treat spray foam as a material risk because it can conceal timber defects and block ventilation. In Priorslee, where so many homes had foam installed under grant schemes, this comes up constantly during sales and remortgages.
Our approach
We remove the foam, inspect and photograph every rafter, and issue a clearance summary with dated images. Your solicitor gets a document that answers the lender's questions directly, which is usually what unblocks the sale.